Terms & Disclosures

Solicitation for Insurance

This website is a solicitation for insurance. By submitting a form on this site, you agree to be contacted by a licensed insurance agent regarding life insurance and related protection products, including by telephone call, text message, and email, which may be sent using automated technology. Consent to be contacted is not a condition of purchase.

No Government Affiliation

Athena Legacy Protection is an independent, licensed insurance agency. We are not affiliated with, endorsed by, or acting on behalf of any government agency, including but not limited to Medicare, Medicaid, the Social Security Administration, or the Department of Veterans Affairs.

Products & Eligibility

We offer life insurance and related protection products, which may include final expense (burial) insurance, term life, whole and general life, mortgage protection, and indexed universal life. These are protection products designed to provide a benefit to your beneficiaries. Product availability, coverage amounts, age eligibility, premiums, and features vary by state, age, health, and the issuing carrier’s underwriting.

Quotes & Underwriting

Any figures, rates, or coverage amounts shown or discussed are estimates for illustration only and are not guaranteed until a policy is approved and issued by the insurance carrier. Most products are medically underwritten; approval and final rates depend on the carrier’s review. Where a guaranteed-acceptance or guaranteed-issue option is available, it may include a graded death benefit during an initial period (commonly the first two years), which a licensed agent will explain before you apply.

No Investment or Financial Advice

The products described are insurance protection products. Nothing on this site is investment, tax, or legal advice, and no statement should be interpreted as a promise of investment returns, cash accumulation, or a banking strategy. Consult a licensed professional regarding your individual situation.

Licensing

Insurance products are offered only in states where Athena Legacy Protection and its agents are properly licensed. A licensed agent can confirm availability and applicable license information for your state.

Contact

Questions about these terms? Call or text us at (737) 260-7049.